美国抵押贷款利率跌破6%

原始标题: Mortgage and refinance interest rates today, January 31, 2026: Dropping below 6%

Source: Yahoo News - World (rss)

External ID: mortgage-refinance-interest-rates-today-saturday-january-31-2026-110057845.html

Received: 2026-02-02 06:14 (CN)

Processed: 2026-02-02 06:15

External URL: https://finance.yahoo.com/personal-finance/mortgages/article/mortgage-refinance-interest-rates-today-saturday-january-31-2026-110057845.html

Note: external pages may move/404. The stored content below is what the system processed.

Content (stored)

No content stored for this event.

Extracted Facts (event_facts)

{
  "translated_title": "美国抵押贷款利率跌破6%",
  "theme": "US Monetary Policy",
  "event_type": "politics",
  "commodity_sector": "",
  "summary": "2026年1月31日，美国抵押贷款利率下降至6%以下，反映货币政策环境变化。",
  "key_facts": [
    "抵押贷款利率在2026年1月31日下降",
    "利率跌破6%水平",
    "事件涉及美国住房贷款市场"
  ],
  "mentioned_commodities": [],
  "data_points": [
    {
      "name": "抵押贷款利率",
      "value": 6,
      "unit": "%",
      "direction": "down",
      "context": "跌破6%"
    },
    {
      "name": "日期",
      "value": "2026-01-31",
      "unit": "date",
      "direction": "unknown",
      "context": "事件发生时间"
    }
  ],
  "uncertainty_notes": [
    "未提供具体利率数值（仅提及低于6%）",
    "未说明下降原因（如美联储政策变化）",
    "未提及其他相关经济指标"
  ]
}

Politics Refiner

Score: 65 · Category: Macro-Policy · Scope: Regional · Sentiment: Risk-On

RatesEquitiesUSD

传导路径

抵押贷款利率下降→住房市场改善→经济预期升温

Refiner: 美国抵押贷款利率下降反映货币政策宽松，可能提振住房市场和经济增长预期。